Almost every homeowner who calls us asks the same question first: what is this going to cost? It is a fair question and it deserves a straight answer, but the honest answer is a range — because two houses on the same street can carry very different numbers depending on what is under the shingles.
Here is how Florida roof pricing actually works, what each material tends to run, and which details move your number up or down.
How much does a new roof cost in Florida?
For a typical single-family Florida home, most full roof replacements land somewhere between $12,000 and $30,000. Architectural asphalt shingle sits at the lower end of that band. Tile and metal sit at the upper end, and a large or complex roof in either material can run past it.
Contractors price by the “square” — 100 square feet of roof surface. A 2,000 square foot house does not have a 2,000 square foot roof; pitch and overhangs mean the roof surface is usually 10 to 30 percent larger than the floor plan. That is the single most common reason a homeowner’s mental estimate comes in low.
Two things worth knowing before you compare numbers:
- A quote is not a price list. Nobody can give you a real figure without measuring the roof and looking at its condition. Anyone who quotes a Florida roof over the phone without seeing it is guessing.
- The cheapest bid is often the least complete one. Low numbers usually mean something was left out — permits, disposal, code-required upgrades, or the decking work that only becomes visible at tear-off.
We offer free inspections, so getting a real number on your own roof does not cost you anything. Request an estimate and we will measure it properly.
How much does a shingle roof cost in Florida?
Architectural asphalt shingle is what the majority of Florida homes have and what most replacements use. Expect roughly $5.00 to $8.50 per square foot installed, which puts a typical home in the $12,000 to $22,000 range.
That spread comes down to shingle line, roof complexity, and what the crew finds under the old layer. Three-tab shingle is cheaper still, but it carries lower wind ratings and a shorter life, and in a state that gets tested every hurricane season the savings rarely hold up over the life of the roof.
As an Owens Corning Platinum Preferred contractor, we install Owens Corning Duration® on most shingle replacements. Platinum Preferred is an invitation-only tier held by roughly the top 1% of contractors nationwide, and it is what allows us to offer coverage — up to a 50-year material warranty and 25-year Platinum Protection workmanship coverage backed by Owens Corning directly — that a non-certified installer cannot.
How much does a metal roof cost in Florida?
Metal runs $10 to $20 per square foot installed, or roughly $24,000 to $45,000 on a typical home. The range is wide because “metal roof” covers very different products:
- Exposed-fastener panels (5V crimp, corrugated) are the least expensive metal option and the most common on Florida additions, porches and smaller homes.
- Standing seam hides its fasteners, handles thermal movement better, and costs meaningfully more. It is the premium end of the category.
Metal costs two to three times what shingle does up front and lasts two to three times as long, which is why the decision usually comes down to how long you plan to own the house. Coastal homeowners should also ask specifically about coating and fastener specification — salt air is hard on metal, and the wrong hardware shortens the life of an otherwise excellent roof.
How much does a tile roof cost in Florida?
Concrete tile typically runs $10 to $18 per square foot installed — call it $22,000 to $38,000 on a typical home. Clay tile costs more than concrete. Both sit at the top of the range because tile is heavy, slow to install, and demands more from the structure underneath.
Two Florida-specific points on tile:
- The tile usually outlives the underlayment. Tile itself can last 50 years or more, but the waterproofing membrane beneath it does not. Many “tile roof replacements” in Florida are really underlayment replacements, where sound tile is lifted, set aside and relaid. That costs less than a full tear-off and new tile.
- Structural capacity matters. If a home was framed for shingle, moving to tile may require engineering review. That is a real cost line, not an upsell.
What actually moves the price
Two homes of identical size can be thousands of dollars apart. These are the variables that do it:
- Roof pitch. Steep roofs are slower and require fall protection. Anything above roughly 6/12 starts adding labor.
- Number of existing layers. Florida code limits how many roof layers can be stacked. Two layers means twice the tear-off labor and twice the disposal weight.
- Decking condition. This is the big unknown. Rotten or delaminated plywood found at tear-off has to be replaced, and it cannot be assessed accurately until the old roof is off. A good estimate states a per-sheet price for replacement decking up front so there are no surprises.
- Permit costs and inspections. These vary by county and municipality across our service area, and they are not optional.
- Wind-uplift and code requirements. Florida Building Code drives fastening patterns, secondary water barriers and edge-metal detail. Coastal and high-velocity zones require more. These requirements are also where a FORTIFIED™ roof can earn an insurance premium discount.
- Complexity. Valleys, hips, dormers, skylights, chimneys and multiple roof planes all add labor and flashing detail. A simple gable roof is the cheapest shape to replace.
- Material choice. The largest single lever, as the ranges above show.
How to read a roofing estimate
When you have two or three estimates side by side, the number at the bottom is the least useful part. Check that each one names:
- The actual product — manufacturer and product line, not “architectural shingle.”
- Underlayment and accessories — synthetic vs. felt, drip edge, valley metal, pipe boots, ridge vent. Accessories are where scope quietly disappears.
- Tear-off and disposal, stated explicitly.
- Permit and inspection fees, stated explicitly.
- Decking replacement terms — a per-sheet rate, not “as needed.”
- Both warranties — the manufacturer’s material warranty and the contractor’s workmanship warranty. They are different things and both matter.
- License number. Ours is CCC1329769. A Florida roofing contractor’s license number should appear on the estimate; you can verify it with the state in about a minute.
If your roof turns out not to need full replacement, that is worth knowing too — roof repair is often the right call on a newer roof with isolated damage. Our guide to repair versus replacement walks through where the line sits, and signs you need a new roof covers what to look for.
Frequently Asked Questions
How much does a new roof cost in Florida?
Most Florida homeowners pay between $12,000 and $30,000 for a full replacement. Architectural shingle typically lands at $12,000 to $22,000, tile at $22,000 to $38,000, and metal at $24,000 to $45,000. Your number depends on roof size, pitch, existing layers, decking condition, permits and material.
Is it cheaper to repair or replace a roof?
Repair almost always costs less in the moment. Replacement is usually the better value when the roof is near the end of its service life, when damage covers a wide area, or when repair costs approach a meaningful share of replacement. See our repair or replace guide for the specifics.
Does homeowners insurance cover a roof replacement in Florida?
It depends on your policy and on the cause of the damage. Sudden storm damage is treated differently from gradual wear, and coverage varies between replacement-cost and actual-cash-value policies. We inspect the roof, document what we find, and can meet your adjuster on site so everyone is working from the same information. Your carrier makes the coverage decision.
Can I finance a roof replacement?
Yes. We offer financing from $149 per month, which is how a lot of homeowners handle a replacement that arrives before the budget is ready. See our financing options for terms.
How long does a roof replacement take?
Most single-family shingle replacements are a one to two day job once materials are on site. Tile and metal take longer, and a large or complex roof can run several days. Permitting and inspection scheduling usually add more calendar time than the installation itself.
Bigfoot Roofing & Construction has replaced more than 7,000 roofs across Florida since 2011, out of offices in Jacksonville and Orlando. If you want a real number for your own roof rather than a range, we will come measure it — see roof installation and replacement or request a free estimate.